From Consulting and Alternative Funding to Enrollment and Claim Support

For decades, Goldstein Insurance Services and the Barclay Insurance Agency have worked side by side in Austin, sharing office space and building a trusted partnership. Our agencies have grown together with a shared commitment to serving clients with care and expertise. We are proud to recommend the Barclay Agency as a trusted partner and resource for our clients. The Barclay Insurance Agency offers a full range of personal and commercial insurance services, including business, property, liability, workers’ compensation, auto, home, umbrella, and farm insurance, as well as coverage for watercraft, floods, and surety or performance bonds. Please don’t hesitate to reach out to them directly or to ask us for an introduction.

Contact Barclay Insurance Agency:

Phone: (512) 476-6566

Website: www.barclay-insurance.com

Email: jb@barclay-insurance.com

Today, there are a multitude of different funding strategies available to groups of virtually all sizes. With our knowledge and expertise, we can work with you to discover if an alternative funding model can benefit the unique demographics and utilization of your workforce. Properly fitted, one of these alternative funding solutions could help you generate substantial cost savings and greater transparency without sacrificing the level of benefits you offer your employees.

Ancillary benefit programs, when designed properly, provide employees with the ability to fill any needed gaps in coverage at rates lower than what they would be able to obtain on their own. Additionally, by offering products and services like critical illness insurance, hospital indemnity insurance, life and disability insurance, long term care insurance, dental and vision insurance, pre-paid legal and stand alone wellness, businesses can increase employee morale, productivity and work efficiency… enhancing the firm’s growth and competitiveness.

Your priority should be managing your business. Our focus is simplifying the complexities of employee benefits for you. A partnership with Goldstein Insurance Services means you can easily achieve your benefit objectives without negatively impacting the growth and success of your business.

Focusing on a full spectrum of consulting services, our expertise includes benefit and renewal planning, carrier rate negotiations, compliance assistance, employee communication and cutting edge benefit administration technology, all designed to maximize the competitiveness and value of your employee benefit package.

Every year, businesses are faced with a renewal deadline for their group benefit programs, allowing them an opportunity to perform a thorough review of each plan and making revisions, when necessary. Strategic planning for the renewal process is critical, as it can ensure that the benefits offered by the company are the proper fit for the needs and circumstances of both the employer and employee.

We begin preparation for each renewal year several months in advance, formulating a strategy with you based on a review of the latest market products, innovations and trends, along with your firm’s objectives. From this plan we negotiate with several leading carriers to obtain the benefit package that best suits your vision and your employee’s needs, at pricing that works for you.

For a small business, shopping for group health insurance is more difficult now than ever. The Affordable Care Act has introduced an array of benefit and pricing variables that make it difficult to find the right plan for you and your employees at a price you can afford. Add to that the host of new compliance regulations, tax-related products and guidelines, wellness programs and funding methods and, well, managing benefits can be a full-time job! At Goldstein Insurance Services, our team of experts can help you sort through these complexities to design a benefit program that’s the right fit for your company. Our vast array of internal resources coupled with strategically chosen vendors allows us to craft a strategy that will not only work for you today, but for years ahead as well.

Enrollment and benefit administration are critical for small businesses because they directly impact employee satisfaction, retention, and overall operational efficiency. Providing and effectively managing benefits helps attract and retain top talent, especially in competitive job markets. Clear and streamlined enrollment processes reduce administrative burdens, minimize errors, and ensure compliance with legal and regulatory requirements, such as the Affordable Care Act (ACA). Efficient benefit administration also supports cost control by helping business owners understand their benefit offerings and employee participation. It fosters transparency and improves communication with employees, which can boost morale and productivity. Ultimately, investing in strong enrollment and benefits administration practices helps small businesses build a more stable and committed workforce while maintaining compliance and managing resources effectively.

Life insurance and disability insurance are crucial benefits for small group employers, as they provide financial protection and peace of mind for employees and their families. Life insurance ensures that employees' beneficiaries are supported financially in the event of an untimely death, helping to maintain their standard of living and cover any financial obligations. Short-term disability insurance offers income replacement if an employee is temporarily unable to work due to illness or injury, while long-term disability insurance provides continued support if the employee is unable to return to work for an extended period. For small businesses, offering these benefits can help attract and retain talent, improve employee morale, and foster a loyal, motivated workforce. Additionally, these benefits can reduce the financial strain on employees in times of unforeseen challenges.